The Black Friday insanity is about to begin even earlier.  Walmart announced it is moving Black Friday sales to 8 p.m. Thursday.  Get ready to see even more folks with no business wearing spandex lined up outside your local store.   I actually did the Black Friday thing for the first time last year. I saw grown men rummaging through piles of shirts like savages.  There was a woman about to “cut a bitch” for a cheap crock pot.  I found a few good deals, but nothing worth waiting in line when the temperature is below freezing. Is it worth losing a finger for a discounted towel? I’ve been told it…